Loans for foreigners allow banks and non-bank companies to negotiate. However, the foreigner must have a permanent or temporary residence permit in the Czech Republic, some proof of income and a contact address.
Loans for foreigners with permanent residence
It is easier for foreigners with permanent residence permits to obtain a loan, and after obtaining all the required documents they can get a decent loan in most banks. Other than proof of a permanent residence permit, they must also submit a receipt of income, or other documents, as well as applicants who are Czech citizens.
Loans for non-residents
If a foreigner does not reside here, it does not mean that he cannot get a loan. Banks also provide loans for foreigners with temporary residence . The same rules apply to them as in the previous case, ie proof of identity and proof of income. On the other hand, loans for foreigners without temporary residence are already a problem; banks do not, of course, provide loans to people who do not have a valid residence permit (either permanent or temporary).
Non-bank loans for foreigners
Foreigners can also borrow in the non-banking sector. Mostly, however, it is more about loans where a foreigner has to guarantee real estate located in the Czech Republic. There are not such strict conditions here, so they do not have to prove their income, but the identity documents are already yes – eg passport, international driving license or other personal documents from the country where the foreigner comes from. Non-bank loans for foreigners are otherwise available in the same amount as for Czech citizens.
Loans for foreigners with online comparison
So that you don’t have to look for loans for foreigners on the Internet, online loan comparison will find them for you. All you have to do is enter the amount of the loan you want and choose the category of loans for foreigners. Then you will see relevant results within a short time. You can compare individual terms or apply for an online loan right away. Loans for foreigners are readily available 24 hours a day, seven days a week. The money is usually sent by bank transfer. The conditions for checking the account remain the same as for the citizens of the Czech Republic.
Loans for foreigners are eg:
- short-term and long-term loans
- bank and non-bank loans
- SMS loans
- loans before payday
- loans for anything
- American mortgages
- real estate loans
- loans with and without a guarantor
- fast loans
Everyone will definitely choose from this loan product offer. Loans for foreigners can also be used by Czech citizens who live and work abroad. They are subject to the country-specific lending rules and thus the need to document their personal documents and income. They will be informed directly at the bank where they will apply for a loan, or on the bank’s website. However, it is more difficult to set up accounts abroad, especially in Poland. The most important thing is to have a valid passport, whereby the Czechs prove themselves abroad instead of an ID card, which may not be tolerated by all European Union countries.